Unique opportunity to own this charming property with a rich history as a successful Community Supported Agriculture (CSA) farm! This peaceful, country home has 3 nicely sized bedrooms, 1. 5 tastefully updated baths (main bath has radiant heated flooring) and lovely hardwood flooring throughout. From the moment you step inside, you'll notice the amazing natural sunlight this home is enveloped in. The living room is so inviting and flows seamlessly into the beautifully updated, eat-in kitchen with bay window, recessed lighting, Corian countertops and stainless steel appliances making this the perfect home for entertaining. The lower level has incredible finishing potential and could be future family room plus office/gym, etc. It also includes a wood stove which could help offset heating bills in the colder months. Brand new roof (2023). This home is perfect for those seeking a more sustainable lifestyle. The expansive lot (2. 47 acres) is primed for gardening, featuring a 10'x20' movable, heated greenhouse along with multiple gardening beds, prep stations and stainless steel double sink in the 1 car garage. There are at least 12 peach trees, multiple raspberry bushes, Jerusalem artichokes, asparagus and more. Whether you're a gardening enthusiast, an aspiring farmer or simply want room to grow, this property offers endless possibilities. Enjoy the best of rural living while still being close to Metro North, shopping, the Harlem Valley Rail Trail, the Appalachian Trail and the Connecticut border. Don't miss this special home!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,454 | $319,454 | $319,454 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,125 | $2,123 | $2,694 |
Total Monthly Payment | $2,686 | $2,684 | $3,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.