IMMERSE YOURSELF IN TRUE SOUTHERN COMFORT! The architectural style of this home (Carolina low country) lends itself to enhance the experience of living in a tropical paradise. Enjoy the breeze while relaxing on your wrap-around porch. . . or dine poolside on your expansive covered, screened in patio. This home has been lovingly brought up to date while maintaining the charm of the south. Four bedrooms plus an office provides plenty of room for family and friends to visit. The large kitchen is truly the heart of the home with granite counters and Kraft Maid cabinetry. The owner's suite boasts two walk in closets as well as a large ensuite bath. The community of the Lakes Estates is also conducive to our outdoor Florida lifestyle. The neighborhood has retained the natural beauty of the oak trees. Residents stroll in comfort under the shade of these old oaks! Although this home is in a flood zone, the structure is elevated to ensure protection from possible water intrusion. The flood insurance is a mere $500/year should you choose to purchase it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,507 | $5,507 | $7,551 |
Total Monthly Payment | $5,941 | $5,941 | $7,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.