WELCOME BACK SNOW BIRDS!!! FEE SIMPLE OWNED LOT IN THE HIGHLY DESIRED ZELLWOOD STATION 55+ GOLF COMMUNITY. This 2 bedroom 2 bathroom home will not last long. Step inside to discover a bright and open floor plan that seamlessly connects the kitchen to the inviting living spaces, creating a warm and welcoming atmosphere for gatherings with family and friends. Wide, spacious hallways and doorways enhance accessibility and provides ease of movement throughout the home. Laminate flooring throughout makes for easy care. Enjoy the luxury of an enclosed and air-conditioned porch, providing a tranquil retreat to relax and unwind while taking in the serene surroundings to possibly create the perfect hobby room. A large air conditioned laundry room also makes that task a cool breezy one! Newer roof, Newer windows, Newer A/C unit, Recently Completely re-piped, certified wiring and Hurricane straps will highly benefit the new owner with lower and easier insurability without mentioning peace of mind maintenance. LOW $235 HOA FEES MONTHLY includes Lawn Maintenance, 24/7 Security Guarded Gate, High Speed Fiber Optic Internet and Cable, Trash Pick Up. The community has a 72 Par golf course! On site Park Management, 4 pools, pickleball and tennis courts. Coordinated Water exercises and line dancing classes as well as our own Whistle Stop Restaurant and Lounge with banquet facilities so there is always something to do here. Lastly if you are an aviator aficionado we have Bob White Airfield which is located literally across the street so if you have a private plane, and you would like to have a hangar close by this is definitely the place for you! Making any destination in the state your playground, I vote for a sunrise breakfast in St. Augustine, a nature walk walk in Juniper Springs Park in Silver Springs and a sunset dinner at Anna Maria island! With proximity to major highways, commuting to nearby Orlando and beyond is effortless, making this location highly desirable. Whether you are looking for a permanent residence or a seasonal getaway, this property offers the perfect blend of relaxation & recreation. Don't miss the opportunity to make this your new home—schedule your showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,000 | $134,000 | $134,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $892 | $891 | $1,130 |
Total Monthly Payment | $1,125 | $1,124 | $1,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.