219 4th AVENUE N, #105, St. Petersburg, FL, 33701 | $424,900

Rare opportunity in the heart of downtown St Pete! Own one of the few condos in the Tampa/St Petersburg area with its own ground floor entrance, steps from its assigned parking space! No stairs, and no need to cart groceries or pets on and off an elevator! Built in the 1930’s, The Mount Vernon Condo’s was originally constructed as a luxury hotel and later transformed into a boutique condo community. With almost 1, 200 sqft of open concept living space, this corner unit residence beams with natural sunlight and offers hurricane impact windows, a separate laundry closet with a full size stack washer and dryer and original hardwood flooring throughout the majority of the home. Updates to the kitchen include granite countertops, stainless steel appliances and an oversized breakfast bar with storage—perfect for entertaining. The split bedroom floor plan is an ideal set up for privacy with the owner's suite featuring a large walk-in closet and en-suite bathroom with a tub/shower combination. The guest ensuite bath is also nicely appointed with tiled walk in shower. Onsite amenities include a 7'x4'x8' storage cage in the basement, exercise room, a community swimming pool, library, kitchen for entertaining, and a lovely lobby furnished with a pool table and baby grand piano! This pet-friendly community allows for two pets up to 30 lbs each, is located with easy access to I-275 and is only steps from a vibrant & bustling downtown St Petersburg, filled with an array of inviting sidewalk cafés, waterfront parks and restaurants, museums, art galleries, shopping, St Pete Pier, theatre & nightlife. Truly, a rare find, at this price point, to live in the center of it all!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Fitness Center, Pool, Recreation Facilities, Storage
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: MT VERNON CONDO
  • Year Built: 1936
  • Common Charge: $1,195 Monthly
  • Approx Sq. Feet: 1,195
  • Est. Taxes: $5,836
  • Lot Desc: City Lot, Sidewalk, Street One Way
  • View: City
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8309794
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8309794/2194thavenuen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/6/2024 1:17:09 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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219 4th AVENUE N, #105, St. Petersburg, FL, 33701

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $486 $486 $486
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,149 $2,146 $2,776
Total Monthly Payment $2,710 $2,707 $3,337

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.