89 VELVET Drive, Jacksonville, FL, 32220 | $369,999

Welcome to this stunning 4-bedroom, 3-bathroom home featuring a desirable split floor plan with two master suites. The home boasts a beautiful combination of hardwood floors and ceramic tile throughout, along with vaulted ceilings that add an airy feel. The living area is perfect for cozy evenings with a charming wood-burning fireplace. The kitchen is well-equipped with modern stainless steel appliances, and all appliances, including the washer and dryer hookups, convey with the property.

Step outside to discover a fully fenced backyard with a shed that stays, as well as a unique greenhouse-type structure with raised garden beds, perfect for gardening enthusiasts. Please note that the metal beds do not convey. The property also features a paved driveway leading to a 2-car attached garage with an epoxy-coated floor, adding durability and a clean finish. The home also includes a water softener system for added convenience. Welcome to this stunning 4-bedroom, 3-bathroom home featuring a desirable split floor plan with two master suites. The home boasts a beautiful combination of hardwood floors and ceramic tile throughout, along with vaulted ceilings that add an airy feel. The living area is perfect for cozy evenings with a charming wood-burning fireplace. The kitchen is well-equipped with modern stainless steel appliances, and all appliances, including the washer and dryer hookups, convey with the property. Step outside to discover a fully fenced backyard with a shed that stays, as well as a unique greenhouse-type structure with raised garden beds, perfect for gardening enthusiasts. Please note that the metal beds do not convey. The property also features a paved driveway leading to a 2-car attached garage with an epoxy-coated floor, adding durability and a clean finish. The home also includes a water softener system for added convenience. A spacious screened-in lanai offers the perfect spot for outdoor relaxation, and the home comes with a pool and Polaris pool vacuum, which is already covered for your convenience. For pet owners, there's a dog run by the garage, and even a chicken coop, which can convey if desired. This property also offers flexibility with a mother-in-law suite included in the main living area. Both master suites feature and there are large walk-in closets providing plenty of storage space. Additional features include RV parking, and the home is conveniently located near local amenities.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Ranch
  • Year Built: 1978
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,028
  • Acreage: 0.35
  • Est. Taxes: $2,917
  • Elem. School: White House
  • Middle School: Baldwin
  • High School: Baldwin
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
  • MLS#: 2050587
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/2050587/89velvetdrive_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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89 VELVET Drive, Jacksonville, FL, 32220

$369,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,999 $295,999 $295,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $243 $243 $243
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,871 $1,869 $2,417
Total Monthly Payment $2,189 $2,187 $2,735

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.