** Was not affected by either hurricane. Welcome to this newly renovated 3 bed/2 bath home in Central Oak Park. Situated in a non-flood zone in one of the most elevated neighborhoods of St. Pete. This house features a split floorplan with an open layout full of updates. New Roof, New AC (in 2023), New Electrical Panel, and New Water Heater. Kitchen has been updated with butcher block counter tops, new stainless steel appliances, and cabinetry. Bathrooms have been updated with new vanities along with an updated shower stall in the rear. Both the Interior and Exterior have been freshly skimmed and painted. New vinyl plank flooring throughout with Carpet in the bedrooms. A large hallway/ indoor laundry area separate the kitchen and main living areas from the master bedroom and bath. With a separate entryway, this space could easily be converted into an in-law suite for additional income. The spacious fenced in backyard can also be utilized as a parking pad. Just a few minutes to downtown St. Pete and a 10 minute drive to Pinellas Beaches. This house is minutes to shops, dining, and entertainment. Schedule your showing today!
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Our Executive Mortgage Banker:
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$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,564 |
Total Monthly Payment | $2,498 | $2,444 | $2,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.