Welcome to this spacious 4-bedroom home, perfect for entertaining inside and outside. The expansive deck and covered patio are easily accessed through sliding glass doors from both the kitchen and the generously sized family room, which also features new flooring and direct access to the attached garage. On the main level, the kitchen impresses with vaulted ceilings, a skylight that bathes the space in natural light, ample counter and cabinet space, and a roomy eat-in area that flows seamlessly into the large living room, ideal for gatherings. Pristine hardwood floors, beautifully refinished in 2018, enhance the main living areas. Additional conveniences include an automatic garage door opener, a security system, and municipal water and sewer services, ensuring peace of mind and low-maintenance living. Sunlight fills the home year-round, enhancing the warm and inviting atmosphere. Outside, the lightly wooded yard offers privacy and versatility, with plenty of usable space. Lush azaleas, hydrangeas, and other low-maintenance perennials create a colorful display each spring and summer. Situated in a quiet, sought-after neighborhood, this home is conveniently close to shopping, schools, and the Taconic State Parkway for easy commuting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $1,163 | $1,163 | $1,163 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,379 |
Total Monthly Payment | $4,709 | $4,706 | $5,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.