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540 Cedars Road, Southold (Cutchogue), NY, 11935 | $965,000
Cutchogue - New Suffolk area - Exquisite natural setting featuring lovely pond with waterfall and golf course views. 1+ acres private setting with pond and specimen plantings. Charming, screened gazebo is perfect for summer shade and outdoor dining, sited with views of the expansive property. This gracious 2+ bedroom, 2 full bath home features a living room with fireplace and hardwood floors. Formal dining room with sliders to the rear deck; large kitchen with stainless appliances, wolf range and hood, tumbled tile backsplash that continues over all counters, and granite counter tops in addition to radiant heat. Large breakfast nook, great room with vaulted ceiling and sliders to the back deck. Potential for conversion of current living space on the 1st floor into a 3rd bedroom. Fabulous views from the house and deck of the pond and rear of the property. All rooms are bright, and light filled. 1st floor full bath/laundry room. Second floor: 2 large bedrooms, full bath, and office area. Additionally, there is an outbuilding with potential for an artist, writer or other creative studio. The "Bunkhouse, " which was moved from its original Mattituck/Laurel site at Camp Immaculata, could also serve as a separate office space. Easy access to Cutchogue and New Suffolk Park District beaches, golf, boating, wineries, restaurants. The true North Fork experience. If a beautiful, private, park-like setting is something you would treasure, this home and property is a MUST SEE.
Features
- Town: Southold
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Style: Two Story
- Year Built: 1950
- Garage: 1-car Attached
- Heating: Natural Gas, Baseboard
- Cooling: Ductless
- Basement: Partial, Unfinished
- Approx Sq. Feet: 2,056
- Acreage: 1.03
- Est. Taxes: $9,856
- Lot Desc: Corner Lot, Part Wooded, Near Public Transit, Private
- View: Panoramic, Water
- Water Front: Yes
- Elem. School: Mattituck-Cutchogue Elementary Sch
- Middle School: Mattituck Junior-Senior High School
- High School: Mattituck Junior-Senior High School
- School District: Mattituck-Cutchogue
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer, ENERGY STAR Qualified Refrigerator
- MLS#: 3583076
- Days on Market: 134 days
- Website: https://www.raveis.com
/prop/3583076/540cedarsroad_southold_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
540 Cedars Road, Southold (Cutchogue), NY, 11935
$965,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $772,000 | $772,000 | $772,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
| Monthly Tax Payment | $821 | $821 | $821 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,505 | $4,943 | $6,567 |
| Total Monthly Payment | $5,418 | $5,856 | $7,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535