WHAT A GREAT WINTER OR FULL TIME RESIDENCE!!!! HOME HAS HAD A TON OF “NEW” IN RECENT YEARS AND IS MOVE IN READY!! DINING ROOM HAS LAMINATE FLOORING, BUILT IN GLASS FRONTED STORAGE CABINETS AND A WALL OF WINDOWS MAKING IT BRIGHT AND CHEERFUL. IT IS OPEN TO THE RECENTLY REMODELED KITCHEN WITH BEAUTIFUL CABINETS WITH FANTASTIC STORAGE, NEWER APPLIANCES INCLUDING BOSCH DISHWASHER, COFFEE STATION AND CLOSET PANTRY. LIVING ROOM IS HUGE AT 11 X 22 AND HAS ACCESS TO THE 310 SQUARE FOOT VINYL ENCLOSED PORCH TOO! GREAT STORAGE AT EVERY TURN AND THE BDRMS ARE NICE SIZE WITH THE PRIMARY BDRM HAVING ROOM FOR ALL YOUR FURNITURE AT 11 X 14 PLUS A WALK IN CLOSET AND ENSUITE BATH. BATH HAS A SHOWER TUB COMBO AND NEWER TOILET, SINK AND VANITY PLUS LINEN STORAGE. SECOND BDRM IS CURRENTLY A SEWING ROOM AND ALSO HAS A WALK IN CLOSET. IN THE CARPORT IS A SEPARATE LAUNDRY ROOM WITH UTILITY SINK AND STORAGE AND THEN THERE IS AN 11 X 8 WORKSHOP AND A STORAGE BLDG IN THE BACK YARD!! MONTHLY HOA FEE INCLUDES WATER, SEWER, TRASH PLUS USE OF CLUBHOUSE, POOL, EXERCISE ROOM AND MORE. GREAT AFFORDABLE ALL AGES COMMUNITY CLOSE TO PARKS, SHOPPING (INCLUDING LOWES AND WALMART!), RESTAURANTS, MUSEUM, THEATRE AND MUCH MORE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $665 | $665 | $843 |
Total Monthly Payment | $778 | $778 | $956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.