One of more pictures have been vitually staged. Discover the pinnacle of energy efficiency and modern comfort in this beautiful home that stands out with its eco-friendly upgrades and remarkable long-term cost-saving potential. This solar-powered gem boasts an astonishingly low $30 monthly electric bill, powering 1, 594 square feet of designed living space. Featuring 3 bedrooms and 2 bathrooms, this home combines smart design with sustainable living. Adding to its eco-conscious appeal, the property showcases built-in programmable water sprinklers that draw directly from the lake, ensuring a lush landscape without increasing your water bills. This innovative system not only maintains a beautiful yard but also contributes to significant utility savings. Situated in a friendly, quiet neighborhood and minutes away from the vibrant downtown area of New Port Richey. Enjoy the nearby amenities, including golf courses, beaches, and nature reserves, making this home an ideal retreat for families and individuals alike. The generous lot size provides ample space for outdoor enjoyment, gardening and creative landscaping. Start your day with a cup of coffee, choosing between the serene outdoor lanai or the cozy sunroom. Both have picturesque views of the lake, where you can watch ducks glide across the water and various birds flit about, creating a peaceful natural backdrop to your relaxation time. Enhance your evenings by unwinding in the inviting backyard, where a charming firepit awaits. Gather around the crackling flames, perfect for cozy conversations and creating lasting memories as you roast marshmallows under the starlit sky. Don't miss this chance to invest in a sustainable, comfortable home in the heart of New Port Richey. Schedule your viewing today and experience the perfect blend of eco-friendly living, modern convenience, and effortless lawn maintenance.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,359 | $2,357 | $2,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.