Opportunity awaits you in the sought after community of Ridgewood Lakes! Located in the 55+ High Vista community this fabulous 3 bedroom 2 bath home will fit you just right. This open floor plan features a formal living and dining room along with a spacious family room, all with high ceilings. Enjoy cooking in your kitchen with an abundance of solid surface counter space and cabinets, a seamless sink plus a center island vegetable sink. Split floor plan plus a bonus room perfect for a den and or office or even an extra bedroom for when the guests come to visit. Newer luxury vinyl plank flooring in the Master bed, living and bonus rooms, ceramic tile in kitchen, family and dining rooms. Enjoy extended time any part of the day in the oversized lanai complete with cocktail pool with stone waterfall for a cool down splash It also has a new pump and motor. Plenty of covered areas, brick pavers and all screen enclosed. All this overlooking Horse Creek with no current rear neighbors! Indoor laundry and high ceiling 2 car garage. Extended brick paver driveway and walkway up to the front door. Community amenities are abundant from the 12, 000 square foot clubhouse to the fitness center, library, craft room& limited menu grill and bar. Outdoor facilities include the gorgeous heated pool and spa, tennis and pickleball, bocce ball, shuffleboard all with a 24 hour manned guard gate. In addition the HOA includes internet, cable and lawn maintenance for the extremely affordable amount of $220 per month. The additional $435 semi-annual fee covers the guard and all the private roads. Location benefits include easy access to I4, SR 429, hospital, Posner Park filled with restaurants and shopping.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,102 | $2,698 |
Total Monthly Payment | $2,507 | $2,481 | $3,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.