SOLAR panels help take the bite out of your electric bill on this Lovely 3/2/2 split bedroom floor plan, one level home. Kitchen has loads of cabinets and counter space, large pantry, an instant hot water supply for sink and dishwasher, plus a bonus room ideal for breakfast nook, reading area, or office. The Florida room is light and bright, leading to a spacious screened porch and covered grilling patio, plus fenced yard for your 4 legged family members. Luxury vinyl plank thru out the home, except tile in baths and inside laundry room. SOLAR PANELS 2022 (paid in full), ROOF 2018, HVAC 2010, WATER HEATER 2024. Located in the fun, friendly, 55+, gated, golf community of Spruce Creek Preserve. With great amenities and activities heated pool, spa, pickleball, tennis, shuffleboard, fitness center, water aerobics, yoga, exercise groups, cards, crafts, cards, games, bingo, bunco, potluck dinners, dances, library, billiards, social and travel groups. Nestled in on 3 sides by Ross Prairie Nature Preserve offering a quiet country setting while being less that 4 miles from golf groceries, hospital , medical, shopping, restaurants, gas, banking and miles of hiking and biking trails. North Central location is ideal for day trips all across the state from the Gulf of Mexico to the Atlantic beaches and everywhere between! There is always something to do in Florida !!
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,200 | $219,200 | $219,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,457 | $1,879 |
Total Monthly Payment | $1,728 | $1,727 | $2,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.