Move right into this charming Ranch style home. Located in Center Groton, this property has loads of privacy and plenty of room both in and outside for fun. A sunny eat-in kitchen with oak cabinets, pantry and a butcher block island. Newer stainless steel appliances and a spacious deck overlooking the picturesque yard make preparing meals and entertaining a breeze. Combination living room and dining room with ample views of the expansive front yard and it's mature trees and plantings. The main floor is bright with its freshly painted walls and newly refinished hardwood floors. 3 bedrooms and a remodeled tiled bathroom with tub/shower combination on the main level. The lower level features a Great Room for more entertaining with wall to wall carpet and a wood stove to cozy up on chilly nights. A separate room gives an option for a home office, library or exercise room. Full remodeled bath with shower, laundry facilities and closets for storage complete this floor. Fully fenced back yard with many mature plants and trees. A fully screened accessory building with electricity and a front porch to keep the fun going outside in the summer. The garage features a workshop area, or could be used for storage. Newer windows, new roof in 2006, new septic tank in 2004, Peerless Boiler with tankless hot water and Riello Oil Burner in 2022 and recently serviced. 100 amp electrical service. Come and see this wonderful home, and make it your own!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Main |
Den | Wall/Wall Carpet | Lower |
Dining Room | Bay/Bow Window,Combination Liv/Din Rm,Hardwood Floor | Main |
Eat-In Kitchen | Balcony/Deck,Ceiling Fan,Dining Area,Island,Laminate Floor,Tile Floor | Main |
Full Bath | Remodeled,Tub w/Shower,Tile Floor | Main |
Full Bath | Remodeled,Stall Shower,Tile Floor | Lower |
Great Room | Wood Stove,Wall/Wall Carpet | Lower |
Great Room | Wood Stove,Wall/Wall Carpet | Lower |
Living Room | Bay/Bow Window,Combination Liv/Din Rm,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,400 | $276,400 | $276,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,837 | $2,331 |
Total Monthly Payment | $2,321 | $2,319 | $2,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.