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808 West Beach Road, Charlestown, RI, 02813 | $3,150,000
Stunning home in QUONOCHONTAUG West Beach. Live in paradise with this piece of seaside magnificence. You'll be enamored upon entry with this slice of casual coastal ambiance. Offering 3 bedrooms (and a sleeping den) with 2 1/2 baths- simply a beautiful open concept floor plan ensconced with elegance. The kitchen offers ultra extravagance with Thermadoor appliances, custom cabinetry and exquisite quartz countertops with an expansive island. Adding to the perfection is a bar area with a beverage refrigerator with plenty of cabinetry/counter space for an entertainment bar, plus a gas fireplace to enjoy seaside peace all winter long. Architecturally designed to relish the beauty of this lovely area with vistas of the Atlantic Ocean and beyond to Block Island along with views of Quonnie Pond. There is a fantastic front deck to enjoy the views of Quonnie Pond and relish gorgeous sunsets, and an expansive wrap-around deck facing the Atlantic Ocean off the kitchen perfect for sunbathing, outdoor barbeques and much more. The upper level has a primary bedroom suite and all the bedrooms can enjoy an exceptional deck with an abundance of outdoor living to enjoy this piece of heaven. The most amazing amenity is walking out your door to a path to West Beach where you can enjoy the beauty of the ocean with private association access. This seaside treasure is one of 14 homes in this special enclave- tennis-pickleball & a short walk to Quonnie Pond to paddle board-kayak-fish & clam.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Year Built: 2022
- Garage: 1-car No Garage
- Heating: Forced Air,Propane
- Cooling: Central Air
- Basement: None,Unfinished,Walk-Out Access
- Approx Sq. Feet: 2,123
- Acreage: 0.43
- Est. Taxes: $10,857
- HOA Fee: $400 Annually
- Lot Desc: Waterfront
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1370186
- Website: https://www.raveis.com
/eprop/1370186/808westbeachroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
808 West Beach Road, Charlestown, RI, 02813
$3,150,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,520,000 | $2,520,000 | $2,520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
| Monthly Tax Payment | $905 | $905 | $905 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,111 | $15,516 | $20,926 |
| Total Monthly Payment | $15,141 | $16,546 | $21,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB