477 Genoa CIRCLE NE, St. Petersburg, FL, 33703 | $750,000

Paradise awaits behind the gates of beautiful Placido Bayou in this 3 bedroom, 2 bathroom waterfront home. This home has no history of flooding and did not flood in Hurricane Helene. Walking through the entry way, you are welcomed by vaulted ceilings, bright skylights, and a coastal style true to the home’s waterfront location. Straight ahead, through a wall of sliding glass doors, you have a view of your outdoor oasis, fully finished with an outdoor kitchen, equipped with a kegerator, and poolside bar. From the inside out, this home truly has it all! Interior updates throughout, start with the kitchen, finished with stainless steel appliances, granite countertops, and an impressive amount of cabinet space, including a separate butler’s pantry, the perfect place for a coffee bar! The master suite is a relaxing retreat, and offers a large en suite bath, custom walk-in closet, and private access to your paver pool deck. The expansive pool deck sits between the home and the canal, privately surrounded by Florida native landscaping, and is an entertainer’s paradise! The private dock includes a motorized lift for the canoe and is the perfect place to send off a kayak or paddle board to head out into the bay. While aesthetically pleasing, the updates are also practical, featuring new HVAC (2022), pool pump, and motor (2021). Experience the luxury of living inside one of St Petersburg’s few gated communities! All of this is located just minutes from downtown St Pete's dining, museums, and shopping, a short drive from beaches and airports. Welcome home to the Florida lifestyle at its absolute best!

Features

  • Amenities: Gated, Security
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60 x 105
  • Laundry: Inside, Laundry Room
  • Year Built: 1984
  • Garage: 2-car Driveway, Garage Door Opener, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,558
  • Acreage: 0.15
  • Lot Size: 60 x 105
  • Est. Taxes: $9,450
  • HOA Fee: $299 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County, Landscaped
  • View: Trees/Woods, Water
  • Pool: In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8309153
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8309153/477genoacirclene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 7:32:13 AM)
Listing courtesy of THE KEY GROUP   Phone: 727-894-5454

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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477 Genoa CIRCLE NE, St. Petersburg, FL, 33703

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.297% 5.597%
Monthly Tax Payment $788 $788 $788
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,792 $3,646 $4,863
Total Monthly Payment $4,672 $4,526 $5,743

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.