HUGE PRICE IMPROVEMENT AND SELLER OFFERING $5K TOWARDS CLOSING COSTS!! Welcome to this stunning 3-bedroom, 3-bathroom home located in the desirable Hammock Pointe community of St. Cloud, FL just minutes from Lake Nona on Narcoossee Rd. This One-Story, Waterfront Pool Home on Over 1/3 of an Acre offers captivating living with affordability in your monthly expenses—NO CDD Fee and a Low HOA that Covers Your Water Utilities! With over 2, 800 SQ. FT. , this spacious residence boasts an oversized master bedroom, complete with a luxurious en-suite bathroom and ample closet space, offering a private retreat. Two additional bedrooms provide plenty of comfort, and there’s an extra room with a closet that can be used as a fourth bedroom, office, or hobby room.
The home features both a family room and a formal living room, perfect for entertaining or relaxing. The spacious kitchen seamlessly connects to the family room, creating a warm and inviting space for gatherings. A dedicated laundry room offers convenience, while the 3-car garage and long driveway provide ample parking and storage. Step outside to your own personal oasis— a Heated Sparkling Salt System Pool overlooking a tranquil pond, ideal for relaxing or hosting outdoor events. With beautiful water views and peaceful surroundings, this home combines luxury and comfort in a picturesque setting. Located just one and a half miles from Lake Nona, enjoy attractions like the Nona Adventure Park, Drive Shack, Boxi Park, and the USTA National Campus. Easy access to medical institutions like Lake Nona Medical City, Nemours Hospital, and the VA Medical Center. Don't miss this opportunity to own a stunning waterfront pool home with exceptional features and upgrades in a prime location!
Additional features include Upgraded Energy-Efficient Windows, New upgraded plush carpets in bedrooms with thick cushioning, Surround Sound System and a Whole House Water Purification System. All Appliances, including the Washer and Dryer and much more, stay! Roof replaced in 2013. Newer AC and water heater!
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,561 |
Total Monthly Payment | $3,976 | $3,973 | $4,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.