Welcome to your spacious and charming 3-bedroom, 2. 5-bathroom , 2010 square feet of living space townhouse nestled in the Thousand Oaks Community. Lots of upgrades compared to other units in this community. Beautiful recently remodeled gourmet kitchen with plenty of cabinets and features stainless steel appliances, granite countertops, breakfast bar, glass tile backsplash, and a lot of space for culinary creations. SOLID WOOD STAIRS. The sliders from the massive living room lead you to your own private and large screened-in, paved lanai with extra storage room. Luxury laminate flooring flows through the main level and upstairs area. Upstairs, you'll find a beautifully designed split bedroom layout with laundry conveniently located between the owner’s suite and two guest bedrooms. The owner’s suite bathroom includes dual vanity sinks with granite counter tops, a relaxing garden tub, and a walk-in shower. A generously sized walk-in closet. The home offers ample storage, including the attached one-car GARAGE where the water softener is located. Enjoy the community's desirable amenities, including low HOA fees covering ground maintenance, mailbox, private road, trash, termite control and escrow reserves. The roof was replaced in 2023. Situated close to Pinellas trail, beaches, schools, parks, and the bustling trinity shopping center, this home offers access to numerous amenities such as golf courses and restaurants. Zoned for top rated schools. Trinity Elementary, Seven Springs Middle School, and JW Mitchell High School ensure access to excellent education. NOT in a flood zone. FHA and VA eligible. Plenty of visitor parking. This Immaculate home is waiting for you!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,094 | $2,092 | $2,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.