If you are looking to Purchase a FURNISHED Move In Ready Condo where you do nothing but come home and relax then you need to see this one! Where can you purchase a 3 bedroom, 2 bathroom Condo with a Theater Room and a Garage for under $260k? The location is by far one of the best in the area because you are minutes away from Downtown New Port Richey which features a park with playground, splash pad, Boat Ramp which leads to the Gulf Of Mexico, great restaurants, Bars and much more. The unit is on the 3rd level which is wonderful because you get Vaulted Ceilings and better views while sitting in the hammock chair on the porch. The kitchen has upgraded Cabinets with Granite Countertops along with Stainless Steel Appliances. Both Bathrooms have Granite Counter tops and upgraded Cabinets. The Theater Room features a 2 level seating system that has lots of storage underneath, Air Conditioning and Heat, 2 reclining couches, popcorn machine, Dirty Pour Epoxy Marble Swirl floor and a 86 inch TV and this is located on the Ground Floor. The Garage is an over sized 1 car garage that will fit a lifted truck along with your toys or garage tools. As an owner in Regency Palms you have an option to be a member of a Private Beach in Gulf Harbors for $200 a year and this is just a short Golf Cart Ride away. This Condo is FULLY Furnished so all you have to bring is your clothes and toothbrush. Sellers can move personal items fast so you can have Fast Occupancy if needed.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,749 | $1,748 | $2,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.