Welcome to 1085 Main Street Coventry, CT! This home was built around 1869 is loaded with all the character you'd expect to find in an antique home! What you might not expect to find are all of these recent updates: new 50 year roof installed 2022 and outbuildings 2024, chimney repointed and new cap installed 2022, new furnace, oil tank and hot water heater 2021, new windows on main and 2nd floor in 2020, new porch decking and posts 2020 and a new Quadrafire wood stove and chimney in 2011! In addition to the above improvements, these owners have spent countless hours establishing gorgeous perennial gardens with native plants that are pesticide free. These gardens are on the Pollinator Pathway! The tasteful upgrades to the interior kept the charm of this home which you will see in the updated eat-in-kitchen with wood backsplash, new countertop and cabinets. The large living room has a gas log fireplace. The den with Quadrafire wood stove, is currently used as a dining area. There is a mudroom & full bath on the main level. All 3 bedrooms are on the upper level. The storage closet that runs along the side wall of the primary bedroom could become a bathroom. The walk out lower level is home to the laundry room, 2 other multipurpose rooms and the mechanicals. There are 2 heat sources in this home- oil fired furnace & the woodstove which has a cooktop (incase you lose power). The current owners prefer to heat with wood and use the furnace as back up, saving lots of money!
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Den | Wood Stove | Main |
Eat-In Kitchen | Remodeled,Built-Ins,Pantry | Main |
Full Bath | Main | |
Half Bath | Main | |
Living Room | Book Shelves,Gas Log Fireplace | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,473 | $1,435 | $1,851 |
Total Monthly Payment | $1,789 | $1,751 | $2,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.