This home offers a formal living or flex space & a formal dining room, perfect for gatherings. The open-concept layout connects the kitchen & living areas, centered around a fireplace & a breakfast nook. The kitchen features stainless steel appliances, a large island, & wood floors throughout the first floor. The spacious primary bedroom has a tray ceiling, w/ an en-suite bathroom that includes a garden tub, dual vanities, & a large walk-in closet. The split floor plan offers 4 bedrooms & 3 bathrooms, w/ the fourth bedroom & bonus room upstairs, complete w/its own full bath. Outside, the large screened patio overlooks a fenced backyard and preserve, providing a peaceful setting. This home combines style & practicality in a highly desirable location within the St. Johns County School System, known for its top-rated schools. Newer HVAC (2020). Community Amenities include, clubhouse, gym, multiple pools, tennis, basketball & volleyball courts, jogging paths, playgrounds, & golf course. The split floor plan ensures privacy, with 4 bedrooms and 3 bathrooms. The fourth bedroom doubles as an upstairs bonus room with its own full bath, perfect for guests or a private office. Outside, the large screened patio offers serene views of the spacious fenced backyard and preserve, creating a peaceful outdoor living space. Newer HVAC (2020). The community boasts an array of amenities, including a clubhouse with a gym, multiple pools, tennis, basketball, and volleyball courts, jogging paths, playgrounds, and a golf course, ensuring there's something for everyone. Located in the top-rated St. Johns County School System, this home located in a highly desirable area, makes it an exceptional opportunity for discerning buyers.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,767 | $2,732 | $3,508 |
Total Monthly Payment | $3,398 | $3,363 | $4,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.