Set your self apart from the rest. . . . with this hillside home on 8 acres, only minutes from Rt 2, yet, is surrounded by nature and has no visible neighbors! There are 3 floors of space here, and a unique set up! To explain further, the "basement" is actually ground level (and accessible all the way around) w/ Family Rm, BR, Full Bath and then the "1st floor" is the 2nd level with open floor plan for Living Rm, Kitchen with central exterior access to the huge deck, there's also Full Bath and 2 BR's. The 3rd floor is mostly "attic" with 1/2 unfinished, but does have another finished room w/built-ins, storage. So the amount of useable space here is very surprising! Wood floors, roof on the house was done in 2023, mini-splits added in 2021, Harmon Pellet Stove installed 2017, replaced HW Heater in 2017. A really good home for this price, in a fantastic setting! Buyers must be accompanied by Lic RE Agent for all appts. OFFERS: Esc OK, No Buyer Ltrs, Prequal/Proof of Funds required.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet | First |
Bedroom 3 | Walk-In Closet(s), Flooring - Laminate | Basement |
Kitchen | Flooring - Wood | First |
Living Room | Ceiling Fan(s), Flooring - Wood, Exterior Access | First |
Master Bedroom | Flooring - Wall to Wall Carpet | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,415 | $1,361 | $1,815 |
Total Monthly Payment | $1,775 | $1,721 | $2,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.