**THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to the gated community of Edgewater at Hidden Bay. This beautiful 3-bedroom, 2. 5-bathroom condo offers a blend of modern elegance and natural serenity. Why wait to build when you can have this stunning lightly lived in condo at a fraction of the cost of the new builds! As you step into this immaculate condo, your first impression will be the wood-look tile flooring that runs throughout, adding warmth and durability to the space. An open and inviting floor plan unfolds, seamlessly connecting the kitchen, living, and dining areas. The kitchen is a chef's dream, featuring stainless steel appliances, granite countertops, and stylish Folkstone-gray cabinets. A spacious walk-in pantry tucked around the corner ensures you'll never run out of storage space. For those who appreciate indoor and outdoor living, a generous screened-in lanai off the living room awaits. Here, you can unwind while savoring tranquil preserve views and even a peek-a-boo bay view, providing the perfect setting for entertaining or simply enjoying your morning coffee.
The main bedroom serves as a serene retreat with direct access to the lanai, perfect for unwinding at the end of the day. It boasts two spacious walk-in closets, providing abundant storage, while the ensuite bathroom combines style and functionality with its dual vanities and large walk-in shower, ensuring a seamless daily routine. The second bedroom is equally inviting, featuring its own walk-in closet and private ensuite, offering both comfort and privacy for guests or family members. Additionally, a third bedroom adds extra flexibility and space.
Rest easy knowing that this condo is equipped with hurricane impact doors and windows, ensuring your safety and peace of mind. Additional amenities within the Hidden Bay community include a clubhouse, inviting pool, state-of-the-art fitness center, catering kitchen, charming tiki hut, and tennis and pickleball courts, catering to your every leisure need. Your assigned parking spot is conveniently located in the under-building parking garage, protecting your vehicle from the elements. When you're ready to explore the area, you're just moments away from shopping, and dining. This is more than just a condo; it's a lifestyle, offering comfort, elegance, and a sense of community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,920 | $551,920 | $551,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,672 | $3,668 | $4,732 |
Total Monthly Payment | $4,232 | $4,228 | $5,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.