61 Ipswitch Road, Bristol (Cedar Lake), CT, 06010 | $399,900

Enjoy four seasonal water views of Cedar Lake! This immaculately kept 3 Bedroom Raised Ranch has much to offer with its fully applianced Eat-in Kitchen with granite counters, tile floor, center island, and slider leading to deck with access to yard, Great views of the lake from the balcony and screened in gazebo of the Primary Bedroom as well as the Hall Bath that features a whirlpool bath & steamed shower with heated marble floor and towel warmer. Enjoy the unique outdoor shower as well as the lovely landscaped yard. With an all electric home the Solar Panels have been awesome in keeping the electric bills to a minimum. Property offers an optional beach water front access for $250 a year. This enables you to swim, canoe, or kayak on Cedar Lake as well as the ability to have scheduled parties/get-togethers. Amenities/Improvements: New driveway and outdoor shower enclosure. Recent Vinyl siding, gutters, window dressings, garage door, well pump, & hot-water heater. Insulated Attic with flooring & Large Shed with electricity (see attached list). Perfect place to come home to!

Features

  • Town: Bristol
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Style: Raised Ranch
  • Year Built: 1972
  • Garage: 2-car Under House Garage
  • Heating: Baseboard
  • Cooling: Central Air
  • Basement: Full,Fully Finished
  • Above Grade Approx. Sq. Feet: 1,132
  • Below Grade Approx. Sq. Feet: 400
  • Acreage: 0.57
  • Est. Taxes: $7,319
  • Lot Desc: Corner Lot,Water View
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24050120
  • Days on Market: 34 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24050120/61ipswitchroad_bristol_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor12.0 x 13.0Main
Bedroom 2 Hardwood Floor9.0 x 10.0Main
Eat-In Kitchen Bay/Bow Window,Ceiling Fan,Granite Counters,Island,Tile Floor11.0 x 19.0Main
Family Room Fireplace,Wall/Wall CarpetLower
Living Room Hardwood Floor13.0 x 15.0Main
Primary Bedroom Ceiling Fan,Hardwood Floor11.0 x 15.0Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Ron NettletonSales Associate

203.217.4979

Ron.Nettleton@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

61 Ipswitch Road, Bristol (Cedar Lake), CT, 06010

$399,900

Ron Nettleton

Sales Associate

William Raveis Real Estate

Phone: 203.217.4979

Ron.Nettleton@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $610 $610 $610
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,126 $2,743
Total Monthly Payment $2,867 $2,811 $3,428

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.