UPDATED 2 Bedroom, 2 Bathroom, 1 Car Deeded Carport, SECOND FLOOR Condo in the 55+ Charlotte Square Community of Port Charlotte. NO FLOOD REQUIRED! CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Featuring a bright & open floor plan, plenty of natural lighting, LUXURY VINYL flooring throughout, remote-controlled ceiling fans, and MUCH MORE! Spend quality time with friends and family with an open living room and dinette. Updated in 2024, the kitchen offers ALL appliances, granite countertops, tiled backsplash, under-cabinet lighting, and a breakfast bar. The master bedroom has a built-in closet and a private en-suite bathroom with a single sink vanity, linen closet and a tiled walk-in shower with dual showerheads. The guest room has a built-in closet with a guest bathroom nearby. The Cambridge House offers locked building access with security camera monitoring- recording all external doors and common hallways, multiple storage areas and community room on the third floor with books, games, tables & chairs, a TV, a kitchenette, a balcony, and a laundry room with coin laundry. 2023 ROOF- 2024 UPDATED KITCHEN - 2024 INTERIOR PAINTED - 2024 COMMERCIAL WATER HEATER W 15 YR WARRANTY - UPDATED ELECTRICAL PANEL - NEW DEEDED CARPORT - NEWER FIRE & SMOKE ALARM SYSTEM FOR BUILDING - COMMUNITY ROOM & LAUNDRY ROOMS. The Charlotte Square community offers TWO HEATED community pools, pickle ball, tennis, shuffleboard, bocce ball courts, a fitness center, private storage facilities, and a tree-lined outdoor BBQ area for residents. Located in the heart of Port Charlotte with easy access to local restaurants, shopping, medical care, library, and many other community favorites. Schedule your showing TODAY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,000 | $108,000 | $108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $719 | $718 | $926 |
Total Monthly Payment | $958 | $957 | $1,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.