This charming seaside home located just a few houses from the ocean, is not only perfect but also boasts numerous updates! Upon entering, you'll be greeted by a mudroom that can double as additional living space or an office. Theres a cozy living room large center island kitchen w/ plenty of storage w/ separate pantry/laundry room full bathroom and two spacious bedrooms completing the first floor. Upstairs you'll find a fantastic loft, making it an ideal bunk room. The backyard is a dream for entertainers, featuring a new bluestone patio a large deck with an awning, new storage shed, and a fully fenced yard with a new PVC fence. After a day at the beach rinse off in the outdoor shower before grilling on the deck and patio! This home has undergone many updates, including a brand new roof, skylights, heating system and offers composite decking, siding, trim, and replacement windows. Enjoy an ultra-desirable location just a stone's throw away from fantastic dining and shopping options too!
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Flooring - Hardwood | First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Recessed Lighting | First |
Master Bedroom | Ceiling Fan(s), Flooring - Hardwood | First |
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$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,160 | $4,214 |
Total Monthly Payment | $3,864 | $3,737 | $4,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.