Call Listing Agent/ Office about our Stimulus Package! New Carrington Plan in Pinebrook! 4 Bedroom - 3. 5 Bath Approx. 3327 SF - Elevated Slab Foundation - Custom Porch Posts - Smart Home Manager Package - Guest Suite & Flex Room - Butler’s Pantry - 2-Car Garage w/ Opener & 2 Remotes - 15’ x 12’ Covered Deck - Architectural Shingles - Sodded Lawn (Full Yard) w/ Irrigation System - 9-Foot Ceilings on Main Level - Pan Ceiling in Primary Bedroom - Ceiling Fans in Family Room & Primary Bedroom - Gas Log Fireplace w/ Raised Hearth Stone to Mantel - Luxury Vinyl Plank Flooring in Main Level & Upstairs Hall to Bedrooms - Oak Stair Treads w/ Landing. Kitchen Features: 42” Wellborn Kitchen Cabinetry w/ Undercabinet Lighting & Ceramic Tile Backsplash, Stainless Steel Kitchen Appliances & French Door Refrigerator, Upgraded Granite Countertops. Ceramic Tile Flooring in All Full Baths, & Tubs w/ Ceramic Tile Surround in Secondary Baths - Quartz Vanities in All Full Baths - Double Sinks in Primary Bath - Free Standing Tub & Separate Ceramic Tile Shower w/ Full Bench & Frameless Shower Door in Primary Bath.
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Our Executive Mortgage Banker:
Our Insurance Division:
$612,450
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $489,960 | $489,960 | $489,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $50 | $50 | $50 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,260 | $3,256 | $4,201 |
Total Monthly Payment | $3,402 | $3,398 | $4,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.