As you step up to 32 Lake Shore Drive, you're greeted by the charm of this cozy Cape Cod-style home nestled on a corner lot, with the calming presence of Putnam Lake just across the street. Walking inside, you immediately find yourself in the light-filled living room from two picture windows offering glimpses of Putnam Lake, with only a few trees between you and the water. You can imagine cozy mornings, sipping coffee while enjoying that peaceful view. Wandering through the house, you enter the primary bedroom, where the warmth of hardwood floors greets your feet. The natural light filtering in gives the space a welcoming glow, and with two closets and an attached half-bath, you can see the potential for personal touches. The second bedroom feels just as bright, with its soft carpet and dual closets offering plenty of storage. Next, you'll notice the newly installed laminate flooring that stretches through the kitchen, dining area, laundry room, and kitchen closet bringing a fresh feel to the space. The kitchen catches your eye first with its huge double farm sink, newer appliances, and a pantry so large you can imagine it easily holding everything you need. As you make your way toward the laundry room, you realize how versatile this space could be there's enough room here to easily convert it into a mudroom or even a home office, with its convenient access to the backyard. As you step outside, the yard feels spacious and flat, perfect for outdoor gatherings. You picture playsets, yard games, or a garden in the large front yard. Finally, you take note of the two-car garage, which offers plenty of storage or workshop space. And then it hits you the lake is literally across the street. You can just imagine walking over with a kayak or setting up a picnic by the water's edge. With a little TLC, this house has all the makings of a charming lakeside retreat! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, Appliances: Electric Water Heater ConstructionDescription: HardiPlank Type, Flooring: Carpet,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $705 | $705 | $705 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,177 | $2,175 | $2,759 |
Total Monthly Payment | $2,957 | $2,955 | $3,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.