18 Bannerwood LANE, Palm Coast, FL, 32137 | $369,000

Save with Solar Electric Panels Installed & Paid for on a BRAND NEW ROOF!!! 3 Bedrooms. . . PLUS OFFICE with Built-In Desk & Storage Cabinets & Large Window with Plantation Shutters! Front Dining Room for those special occasions with Large Window & Plantation Shutters as well.

Experience energy efficiency in this well-maintained home located in the sought-after B Section/Indian Trails OF PALM COAST. With nearly 2, 000 square feet, this spacious residence is perfect for families, offering comfort and convenience.

Key Features:
Energy Savings: Benefit from solar electric panels that reduce utility costs while promoting sustainability * Eat-In Kitchen Features: Country Sink & Breakfast Bar * 3 Bedrooms + Office * Tray Ceiling in the Primary Bedroom * Primary Bathroom features: Large Walk-In Fully Tiled Shower, Big Walk-In Closet, Double Sinks & Queen Size Garden Tub to Soak Your Troubles Away! Separate Laundry Room with Storage Cabinets * THIS HOME COMES ALMOST COMPLETELY QUALITY FURNISHED & Window Treatments!

Prime Location: Situated close to excellent schools, making it ideal for families with children.

Generous Outdoor Space: Enjoy a huge circular driveway for easy access and ample parking. The completely fenced yard provides privacy and security, complemented by a lovely patio with pavers—perfect for outdoor gatherings and relaxation.

Solid Construction: The home features durable cement block construction and volume ceilings, creating a modern and open atmosphere.

Florida Sun Room: A large sun room adds extra living space, allowing you to bask in natural light year-round, complete with an Electric Fireplace for chilly winter mornings. Built-In Workbench System in Garage, to facilitate your home improvement projects. Sprinklers on well to keep the grass always greener without the huge water bill.

Affordable Price: This home is modestly priced to sell quickly, making it a great opportunity for first-time buyers or anyone looking to invest in a comfortable living space that is Furnished & Well Maintained!

Don’t let this opportunity pass you by—schedule a showing today and see all that this fantastic home has to offer!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,976
  • Acreage: 0.23
  • Est. Taxes: $2,424
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC303943
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC303943/18bannerwoodlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 7:17:11 PM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 Bannerwood LANE, Palm Coast, FL, 32137

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $202 $202 $202
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,866 $1,864 $2,410
Total Monthly Payment $2,143 $2,141 $2,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.