320 Morning Rain PLACE, Valrico, FL, 33594 | $277,000

Nestled in the quaint townhome community of Summer Gate, welcome home to this spacious beauty. As you enter the home, you will notice the crisp brightness of the fresh paint and new LVP throughout the lower level. The lower level offers an open floorplan, a well-appointed kitchen and half bath. You also have access to the rear covered lanai from the living room. As you head to the second floor, the same crisp brightness of fresh paint continues, but you will also notice brand new carpet installed on the stairs and upper level. At the top of the stairs, you are greeted by a spacious loft. A perfect spot for a play area, additional lounge area or even a home office. The primary bedroom is of good size and offers not one, but 2 walk in closets. The en-suite offers dual sinks and a walk-in shower. On the other side of the upper level you will find the 2 additional bedrooms, both of good size. Also located on this level is a dedicated laundry room and the second full bath. Summer Gate Townhomes is centrally located to an abundance of shops, restaurants and medical facilities. Some are even within walking distance. Priced to sell and with a low monthly HOA, this is a great place to call home. Schedule your private showing today.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2006
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,689
  • Acreage: 0.05
  • Est. Taxes: $3,999
  • HOA Fee: $290 Monthly
  • Elem. School: Seffner-HB
  • Middle School: Mann-HB
  • High School: Brandon-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8309593
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8309593/320morningrainplace_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 4:19:27 AM)
Listing courtesy of Keller Williams Realty   Phone: 813-684-9500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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320 Morning Rain PLACE, Valrico, FL, 33594

$277,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $221,600 $221,600 $221,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.297% 5.597%
Monthly Tax Payment $333 $333 $333
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,401 $1,346 $1,796
Total Monthly Payment $1,809 $1,754 $2,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.