Step into this beautifully maintained 1920 Colonial, nestled in the sought-after Shippan neighborhood of Stamford. This sun-drenched home boasts 3 bedrooms, 3 full & 1 half bath, offering a perfect blend of classic charm & modern updates. Upon entering, you're welcomed into a grand foyer with 9-foot ceilings & a skylight that drenches the space with natural light. Open floor plan on main level features gleaming HW floors, intricate millwork & a spacious living room with a cozy FP. Adjacent is sunroom/office with custom built-ins, ideal for remote work or relaxation. Updated eat-in kitchen, complete with a dining area & access to a freshly painted deck, provides the perfect setting for indoor/outdoor living. Imagine summer dining & entertaining in the privacy of the professionally landscaped backyard, surrounded by mature dogwoods, magnolia, rhododendrons & tulip trees. Formal dining room with built-ins, a bar area with a wine fridge & a convenient powder room complete the first floor. Upstairs, the primary suite is a retreat, featuring two walk-in closets & an updated en-suite bath. Two additional BR's-one with its own en-suite bath & another serviced by a full hall bath-all feature ceiling fans & walk-in closets. Unfinished basement has plenty of flexibility for storage or a potential workshop. Home also boasts natural gas, city water & city sewer. Ralsey Road residents have deeded beach rights to the beach at the end of the street. Located just minutes from downtown Stamford's vibrant restaurants, shops, and entertainment, this property is a commuter's dream-approximately 2 miles from the Stamford Train Station with a 45-minute express train to NYC. Enjoy the coastal lifestyle with proximity to the Stamford Yacht Club, Woodway Beach Club, and several public beaches. Whether you're looking for a full-time residence or a weekend getaway, this Shippan gem provides the perfect blend of comfort, convenience, and charm.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet | 12.0 x 14.0 | Upper |
Bedroom 2 | Ceiling Fan,Walk-In Closet | 9.0 x 13.0 | Upper |
Dining Room | Built-Ins,Hardwood Floor | 12.0 x 12.0 | Main |
Eat-In Kitchen | Remodeled,Balcony/Deck,Ceiling Fan,Dining Area,Sliders,Hardwood Floor | 11.0 x 22.0 | Main |
Living Room | Ceiling Fan,Fireplace,Hardwood Floor | 12.0 x 23.0 | Main |
Other | Skylight,9 ft+ Ceilings,Hardwood Floor | 8.0 x 10.0 | Main |
Primary BR Suite | Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | 12.0 x 19.0 | Upper |
Sun Room | Book Shelves,Built-Ins,Hardwood Floor | 12.0 x 21.0 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $790,400 | $790,400 | $790,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.040% | 6.360% | 5.930% |
Monthly Tax Payment | $1,100 | $1,100 | $1,100 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,488 | $4,867 | $6,564 |
Total Monthly Payment | $5,680 | $6,059 | $7,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.