New to the market is this adorable ranch style home in an established Epsom NH neighborhood. This home is sited on a half-acre of green grass and mature landscaping. Enter through a direct entry 1 car garage or the front door. The welcoming space of the home is the dining / kitchen area. It features bamboo flooring, large windows for natural light. The attractive kitchen has stainless steel appliances including a propane cooking stove, tile back splash, coordinating granite countertop and custom cabinets. Open concept living area flows into a sizable living room with an accent wall and mounted large tv to maximize the available space. Completing the first floor is 2 ample sized bedrooms and 1 full bath. Additional finished living space in the basement has natural wood walls, a wood stove to keep this bonus room cozy warm and offer an alternative home heating option. There is a 3/4 bath on this basement level, laundry area, and a office/den. Walk out from the basement level into the semi-private level back yard bordered by trees. This established neighborhood offers nearby trails for walking/biking recreation, fishing and in the winter, it connects to snowmobiling trails for the state. Just 15 minutes to the state capital of Concord and very easy access for commuters to route 4. Epsom as a town offers dining options, specialty shopping, convenience shopping and recreational parks.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $1,847 | $2,464 |
Total Monthly Payment | $2,423 | $2,349 | $2,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.