This lovingly maintained 1, 995 sq. ft. ranch style home in the Litchfield Hills offers a great floor plan for easy living and entertaining. Deceiving from the outside, the spacious 4 bedroom 2 bath home offers hardwood floors, living room with built-ins and a fireplace with a wood stove insert to keep you comfortable and cozy on those chilly winter days. The dining room can accommodate a large table with chairs and a hutch. A large eat-in-kitchen w/skylight has generous cabinets, pantry, stainless and black appliances, granite countertops, moveable island and recessed lighting. A second pantry is located in the hallway. You will be delighted with the beautiful, sunken and spacious family room with a wall of windows, cathedral ceiling and access to the deck. The primary suite has a full bath and walk-in closet. Three more bedrooms and full bath complete the floor plan all on one level. Fourth bedroom is currently used as an office. The large deck looks out to the level backyard and a full awning keeps you shaded on those sunny summer days. All rooms are generously sized; a full basement adds to storage capabilities or finishing and central air keeps the home comfortable. Located just steps away from Nystrom's Pond and recreation area with track and ballfields for outdoor fun. The adjacent . 48 acre lot is included with the sale. Just minutes away to downtown Thomaston, home to the Thomaston Opera House, and a short drive to the picturesque town of Litchfield. Move-in condition. Additional features include newer driveway, walkway, garage door, leaf guard and some newer windows. The adjacent lot, #407 Hickory Hill Road, is wooded, dry and on the corner of Twin Oaks. It is taxed separately at $2, 025. Total taxes for both #403 & #407 are $7, 990. Each lot is . 48 acres. Sewer is also in the street for lot 407.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.6 x 15.6 | Main |
Bedroom 2 | Hardwood Floor | 10.0 x 15.0 | Main |
Bedroom 3 | Hardwood Floor | 8.0 x 14.0 | Main |
Dining Room | Hardwood Floor | 12.6 x 19.0 | Main |
Family Room | Cathedral Ceiling,Ceiling Fan,Hardwood Floor | 12.6 x 17.0 | Main |
Kitchen | Skylight,Granite Counters,Double-Sink,Eating Space,Pantry,Laminate Floor | 12.6 x 21.6 | Main |
Living Room | Book Shelves,Fireplace,Wood Stove,Hardwood Floor | 13.6 x 19.6 | Main |
Primary BR Suite | Bedroom Suite,Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | 11.0 x 15.6 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $497 | $497 | $497 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,086 |
Total Monthly Payment | $3,027 | $2,964 | $3,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.