This water-access property has been used as a successful vacation rental property. The owners have shown the house a lot of love after they bought it, such as adding mini-splits for A/C & heat, replacing the carpet floors with high quality vinyl plank flooring, adding a generator transfer switch and more. The main level of this home features an open concept living room, kitchen and dining area, a full bath and two bedrooms. Two sliding glass doors from the living room and kitchen open onto the 300 sq ft front deck. The deck is a great gathering area for entertaining, relaxing and enjoying the beautiful views. All window treatments are included and furniture is negotiable. On the lower basement level there is a finished bonus room for guests, a large finished family room with a sliding door that opens onto a cement patio, a closet for storage and a laundry area. The paved circular drive provides plenty of parking space. Residents have beach access to Lake Winnipesaukee and 4 private association beaches on the shores of Sunset Lake and Hills Pond. Several of the beaches are walking distance to the house and have convenient storage racks for personal watercraft devices. This home is centrally located in the Lakes Region with plenty of activities to enjoy, such as boating, swimming, hiking, snowshoeing, snowmobiling and skiing at Gunstock. Seller is a NH real estate agent. Showings now & open house is on Saturday 10/5/24 from 10: 00am - 12pm and Sunday 10/6/24 from 12pm – 2pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,119 | $2,037 | $2,717 |
Total Monthly Payment | $2,411 | $2,329 | $3,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.