Don't miss your chance to own this delightful 3 bedroom, 2 bath Split level bungalow in one of Rhode Island's most sought after towns. Perfectly situated across the street from Burlingame State Park, close to Ninigret Park and not far from the quaint town of Westerly and Rhode Island's pristine beaches just 4-5 miles away. This home offers easy access to abundant walking and hiking trails, ideal for outdoor enthusiasts. Set on 1. 75 acres, you'll enjoy spacious living and plenty of privacy, all while benefitting from the low taxes. The lovely front porch invites you to relax and soak in the serene surroundings. Inside, the home features beautiful hardwood floors that add warmth and character throughout. You will have the best of both worlds, tranquility and coastal fun! An oversized 2 car garage provides ample storage space, while the well-maintained property includes a upgraded furnace, standby Generac generator and septic system replaced in 2007. This is your opportunity to embrace the peaceful lifestyle Charlestown has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,818 | $3,575 |
Total Monthly Payment | $3,200 | $3,126 | $3,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.