Modern Comfort Meets Classic Charm in East Harlem - 2 Bed, 2 Bath Welcome to The Palm at 333 East 119th Street, where modern comfort blends seamlessly with classic charm. This stunning south-facing 2-bedroom, 2-bathroom apartment offers a spacious, sunlit layout with beautiful hardwood floors throughout. The open living and kitchen area is ideal for both entertaining and everyday living, featuring a chef’s kitchen with granite countertops, Dishwasher, Gourmet chic cabinetry, and stainless steel appliances, Open Plan The master bedroom includes a walk-in closet and en-suite bathroom, while the versatile second bedroom is spacious and well-appointed. Exposure/View: South, Bright Sun, Open View, City Views Both bathrooms are updated with luxurious finishes, providing elegance and functionality. Maintenance: $1, 348. 00 per month Minimum Down Payment: 10% Financing: 90% Size: Two Bedrooms Ownership: Co-op Rooms/Beds/Baths: 4 Rooms / 2 Bedrooms / 2 Bathrooms Tax Deductibility: Not Applicable Transfer Fee (Flip Tax): None Tax Abatement: Until 2031 Building: Experience contemporary living at The Palm, a pet-friendly elevator co-op built in 2005. Centrally located, this building offers a state-of-the-art fitness center, an outdoor common garden, and a windowed laundry room. Garage parking is available for rent, and the building is meticulously maintained by a live-in super. Additional amenities include a gym with a TV/entertainment system, a furnished patio garden for shareholders, and a common courtyard. Building Features: Video Security. Pied-à-Terre Allowed. Guarantors Allowed. Parental Purchasing Allowed. Co-Purchasing Allowed. Gifting Allowed. Pets are allowed on a case-by-case basis, and there are no income restrictions. Subletting is permitted after two years of ownership with board approval. Prime Location: Effortless Connectivity 333 East 119th Street, located between 1st and 2nd Avenues, is just two blocks from the iconic Patsy's Pizzeria and a short distance from Target and East River Plaza. This apartment offers the best of East Harlem living in a vibrant neighborhood known for its diverse mix of restaurants, cafes, supermarkets, and cultural attractions. Conveniently positioned near the 6 train stations at 116th and 125th Streets, it also provides additional transportation options, including nearby CitiBike stations and easy access to MTA buses. Also, a free bus service connects the East Side to the West Side. Now is the perfect time to buy in East Harlem. Schedule Your Private Tour: Contact us today to schedule your private viewing and make this stunning apartment your own.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,019 | $3,016 | $3,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.