Located in the secluded 55+ gated community of Saddlebag Lake Resort, where you own the land, this two bedroom, one bathroom TURNKEY home has been remodeled, right down to new wiring and plumbing! The kitchen has solid wood cabinets and a complete stainless steel appliance package, including a gas stove, and the bathroom has a good size shower stall. Other upgrades include a BRAND NEW HVAC, and thermal pane windows in the main living area. There's a new couch in the living room with TWO electric recliners! The screened porch has telescoping vinyl windows, so you can enjoy it even during inclement weather. The laundry area includes a washer, a NEW dryer, a sink and laundry folding space. The beautifully pavered driveway will accommodate two vehicles, plus the GOLF CART, which is included in the list price! The yard has been nicely landscaped, and there are sprinklers to keep the trees looking their best. The home backs to the orange grove, so you'll have no rear neighbors and can enjoy your patio and use your gas grill in privacy. Your water, sewer and trash pick-up are included in the low HOA quarterly dues, as is the use of all the amenities, such as the clubhouse with planned activities that you can participate in, the heated community pool, screen-enclosed hot tub, pickle ball and tennis courts, shuffleboard courts, horse shoe pits, a rec room with pool tables, fitness equipment and saunas, a beach and beach house with a full kitchen and covered patio that you can use at no cost for private parties, just reserve it. Of course, you'll have access to Saddlebag Lake to go fishing and boating to your heart's content. The resort is pet friendly and even has a dog park at the back for your furry family members. There are numerous clubs that you can join - there's truly something for everybody here! If you're looking for an active senior community, look no further, you are home. Call now for your private tour and start living the dream today!
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$120,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $96,000 | $96,000 | $96,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.530% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $607 | $583 | $772 |
Total Monthly Payment | $740 | $716 | $905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.