2445 W Bay Isle DRIVE SE, St. Petersburg, FL, 33705 | $1,075,000

Welcome to this stunning waterfront home located in the highly sought-after Tropical Shores neighborhood, just south of vibrant downtown St. Petersburg. This 2-bedroom, 2-bathroom home (with the second bathroom in the sectioned-off garage) features a 2-car garage and is situated on a prime, protected deep sailboat water basin lot with direct access to Tampa Bay within seconds.

The lush tropical landscaping leads to a jasmine-shaded front porch entry. Inside, the home is bathed in natural light from a 30-foot stretch of rear sliders in the open living area. Natural wood floors, terrazzo, and an open kitchen create an inviting atmosphere, perfect for enjoying the stunning westerly water views and breathtaking sunsets.

For boating enthusiasts, the location is ideal. In just 5 minutes, you can reach the public boat slips at the St. Petersburg Pier, or take a 20-30 minute trip southwest to Egmont Key. Head east across Tampa Bay to catch a Lightning game at Channelside. Local neighborhood hangouts include Lassing Park, popular for kite surfing, picnics, fishing, and recreational sports. Don't miss the famous Chattaway's Restaurant at the entrance of the neighborhood on 4th St S. & 22nd Ave SE, where you can enjoy live music and their renowned burgers.

Key updates include Roof (2012), HVAC (2012), and Water Heater (2015).

*This home took an inch of flood water due to hurricane Helene and is priced at Land Value for Sailboat Water

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 120
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1957
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,572
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $5,792
  • View: Water
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Range Hood, Refrigerator, Washer
  • MLS#: U8245586
  • Days on Market: 137 days
  • Website: https://www.raveis.com
    /eprop/U8245586/2445wbayisledrivese_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 8:02:07 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2445 W Bay Isle DRIVE SE, St. Petersburg, FL, 33705

$1,075,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $860,000 $860,000 $860,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $483 $483 $483
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,507 $5,578 $7,551
Total Monthly Payment $6,115 $6,186 $8,159

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.