One or more photo(s) has been virtually staged. Located on a brick street that does not flood in flood zone X. This home has never had water intrusion. Inviting, spacious 4 bedroom, 3 bath home in the heart of South Tampa's most sought-after neighborhood, Palma Ceia. You will live in a friendly, community-like atmosphere 5 houses away from Palma Ceia Park with a playground, court, and dog park. Live in peace, surrounded by greenery while also enjoying the conveniences of urban living, close to top-notch restaurants, shopping, and entertainment as well as Bayshore Blvd where you'll enjoy the scenic beauty of nearby Hillsborough Bay. Bike to Hyde Park, downtown, and the Riverwalk. A-rated schools, Mitchell Elementary, Wilson Middle, and Plant High. Mitchell Elementary has the coveted 8: 30 am start time! Gleaming, oak hardwood floors flow seamlessly, creating a warm, inviting space. Upon entry, you will be wowed by double height, 20ft ceilings in the living room, where you could add a 5th bedroom, which leads to the formal dining room. Downstairs, you'll also enjoy a family room with a fireplace that is open to the kitchen and wired for surround sound, (ceiling-mounted speakers are included). Huge kitchen with new GE Cafe smart appliances (Google Assistant compatible), granite countertops, eat-in area, an island, 42" cabinets, stunning herringbone tile backsplash, and a walk-in pantry. The refrigerator has a Keurig brewing system built-in and you can watch your food cook on your phone via a camera in the oven! 10ft ceilings with 8ft doors throughout the 1st floor. A large downstairs bedroom that could also be used as an office. Upstairs you will relax in the huge primary suite with a large sitting area, a built-in custom floating desk for two, two walk-in closets with custom closet systems, an en suite bathroom with separate granite sinks, and a separate shower and tub. Two additional spacious bedrooms and a bathroom are also upstairs. Enjoy a private, tranquil backyard with turf, landscape lighting, a play set, and built-in seating around the fire pit. A backyard you will use and enjoy! Rare concrete block construction on both stories for your safety and the benefits of a more energy-efficient home. The home has had 2 owners and has always been impeccably maintained. Many smart features include Wi-Fi-connected smart appliances, garage doors you can open and close with an app and a front door lock you can lock and unlock with an app.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $996,000 | $996,000 | $996,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,378 | $6,460 | $8,745 |
Total Monthly Payment | $7,228 | $7,310 | $9,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.