Under contract-accepting backup offers. LIVE your golden years experiencing the renowned VILLAGES LIFESTYLE in this stunning WATERFRONT LAUREL OAK Custom Designer home with 2413 SF in the desirable VILLAGE of PINE RIDGE! Enjoy coveted rear privacy on a ~0. 25 acre CUL-DE-SAC lot w/ a serene PANORAMIC WATERFRONT VIEW. With ROOM FOR A POOL, you can even design your own extraordinary outdoor living haven for entertaining! This 3 BR/ 2 BA/ 3 CAR GARAGE home has excellent CURB APPEAL w/ ARCH SHINGLE ROOF (2015), CONCRETE BLOCK & STUCCO EXTERIOR w/ stacked stone accents, professionally redesigned landscaping w/ stacked stone hardscaping surrounding rock filled beds & solar landscape lighting, and a covered entrance w/ an inviting front door w/ a full lite LEADED GLASS insert & matching sidelights. Step inside the TILED FOYER and experience the natural light beaming into an open concept LR/DR area w/ spacious VAULTED CEILINGS, ENGINEERED HARDWOOD FLOORS, 5 ¼” baseboards, & a custom built-in entertainment center. A remote-controlled, stone-faced ELECTRIC FIREPLACE offers warmth & ambiance w/ the touch of a button! The 4-panel SLIDING GLASS DOORS opens to a 32’ x 13’ ENCLOSED LANAI w/ CUSTOM windows (2024), showcasing the exquisite 180-degree panoramic view of the tranquil pond. You can enjoy year-round comfort in this serene space with a ductless mini split system (2023). The heart of this home is the gourmet kitchen - a chef’s dream! Designed w/ functionality top of mind, the kitchen offers SHAKER STYLE cabinetry w/ under & over cabinet lighting, pullout shelves, a corner LAZY SUSAN, gleaming GRANITE COUNTERTOPS, an undermount sink w/ pull down faucet, a center ISLAND for efficient workspace, and Whirlpool Gold SS APPLIANCES. Beautiful tongue-and-groove WOOD PANELING in the kitchen and the front of the PENINSULAR BREAKFAST BAR serves as a space defining accent. For sun-soaked mornings, retreat to the cozy BREAKFAST NOOK w/ your morning coffee. The PRIMARY SUITE is your private sanctuary boasting unparalleled WATERFRONT VIEWS, VAULTED CEILINGS, and a luxurious ENSUITE w/ dual sinks, matching GRANITE COUNTERTOPS, a ROMAN SHOWER w/ built-in seat, a private water closet, and an expansive WALK-IN CLOSET. The guest BRs are equally impressive w/ new wood laminate flooring (2023). The spacious BR #2 (front) features a CATHEDRAL CEILING and double window & transom. BR #3 (middle) is ample sized & both BRs can easily accommodate king-sized furniture. BATH #2 is conveniently located adjacent to BR #3 and features MATCHING GRANITE COUNTERTOPS, a walk-in shower w/ built-in seat, and a comfort-height toilet. The large INTERIOR LAUNDRY provides ample storage w/ matching cabinetry & granite countertops, and even a built-in desk space. The EXTENDED 3-CAR GARAGE (26’ depth) has a painted concrete finish, ductless mini split system, built-in workbench, and WHOLE-HOUSE WATER FILTRATION SYSTEM. The attic has RADIANT BARRIER INSULATION & pull-down stairs for easy access. Every detail in this home has been thoughtfully designed w/ a blend of elegance & functionality. Located just steps from the PINE RIDGE POOL & PO boxes and a short drive to the Colony Plaza & Colony Cottage Rec Center, you will be perfectly positioned between Lake Sumter Landing & Brownwood, w/ easy access to championship & executive golf courses, rec centers, and all of the unrivaled VILLAGES LIFESTYLE has to offer. This home is the epitome of luxury Florida living. Seize your “SLICE OF PARADISE” by calling NOW! BOND BAL ~ $19, 518
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,110 | $799,110 | $799,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $1,333 | $1,333 | $1,333 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,117 | $5,117 | $7,016 |
Total Monthly Payment | $6,542 | $6,542 | $8,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.