**CASH** ''AS IS'' Make Reasonable Offer! Walk to St. Johns River! This 1949 Character home will amaze you! Follow the Old Brick Road to your new home, minutes from downtown shops, eateries, and Palatka's amazing riverfront. Large rooms, beautiful views, just needing your personal touch. Enter into a huge LR with natural gas fireplace, large plate glass window overlooking front yard with a top of the hill view! 2 Bd, 2 Bath, home with original retro bathrooms, new plumbing! Some tile needs TLC, just finishing up projects! Home boasts Solid wood doors and trim throughout. Large windows, character alcoves, that will strike your fancy. Home previous 3 beds, but instead has a large Owner suite with walk in closet, office area, and french door to patio. Beautiful window over desk area overlooking back yard. Follow hallway to 2nd Bedroom, and Hall bath. Just off LR, a large dining area, with lots of room for the entire family. Enter stair way from dining down to basement/laundry, and garage, if your up for it! Kitchen just off dining with high top island, gas cooktop, gas oven. View of historic homes and gardens across the street. Outside courtyard with privacy wall, natural gas grill (stays) and another Iron garden gate to your beautiful back yard. Take a look on the hill , How about old pump shed ( possible she shed/ garden shed) just waiting for your TLC. Come join Small town life, with our yearly festivals, Blue Crab, Azalea, Bass Masters Tournaments, and Palatka Downtown Wine Strolls! Your within walking distance! Palatka is located in NE Florida along the St. Johns River. We are close to Hospitals, Beaches, Disney, and Daytona Speedway, nations oldest City St. Augustine, just 30 minutes away! Take a look, come live the life! Home has, New Hvac 2022, Roof (metal) 2022, On demand Natural Gas HWH 2021, Natural Gas Fireplace and logs, and out door grill (included). Home being sold "AS IS". City Water and Sewer! Better hurry, will not last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,720 | $172,720 | $172,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,149 | $1,135 | $1,457 |
Total Monthly Payment | $1,454 | $1,440 | $1,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.