Picturesque, peaceful 28. 9 acres with huge creek-fed pond, wooded pathways lined with berry bushes, and open fields a short walk from magnificent views of the Catskill Mountains - or, cut down some trees and see them from your house. 1440-sq-ft house built in 1973 has three bedrooms, two bathrooms, large sunny living room with fireplace, wood paneling throughout. Propane / forced hot air. All these fairly new or replaced and in very good condition: roof, furnace, refrigerator, stove, dishwasher, washer, dryer, two window air conditioners. Roomy, partially-covered deck, dog/cat doors leading to approximately 1. 5-acre enclosed area that also contains mature peach trees, wooden playground set, and leveled platform for pool or trampoline. Small brown barn suitable for goats, chickens etc, detached two-car garage, large storage attachment to house. Property is in the Hamlet of Medusa, part of the historic and cultural hub of the Town of Rensselaerville in southwestern Albany County. Less than 15 minutes from a a major park, a nature preserve, and several playgrounds, 32 minutes to Catskill and the Hudson River, 38 minutes to downtown Albany, 41 minutes to the Hudson train station, 2 hours 19 minutes to the edge of New York City. .
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,441 | $1,440 | $1,862 |
Total Monthly Payment | $1,516 | $1,515 | $1,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.