Charming Bungalow with Designer Touches in Central Oak Park! Located in the heart of Central Oak Park, this updated corner lot bungalow perfectly blends modern upgrades with timeless charm. The neighborhood’s signature brick streets, dating back to the early 1900s, add to its character, and with its high elevation, you’ll enjoy the peace of mind that comes with NO FLOOD ZONE. This home has an ASSUMABLE MORTGAGE, please inquire for more details.
This meticulously cared-for home welcomes you with an inviting entrance and a cheerful yellow front door. Inside, discover new tile flooring, rustic wood beams, and a newly added dining nook that creates the perfect space for gathering. The home bursts with personality, featuring colorful paint and designer wallpaper that elevate each room with unique charm. The updated kitchen boasts all-wood cabinets, stainless steel appliances, and granite countertops, while the bonus room off the kitchen is ideal for an office, creative space, or cozy dining area. The fully enclosed backyard, complete with a new vinyl fence, is perfect for BBQs, gardening, or simply relaxing.
Located just minutes from the Gulf Coast beaches, Downtown St. Pete, the Grand Central & Edge Districts, and Beach Drive, this home is perfectly positioned for both convenience and enjoyment. This bungalow is a must-see!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $411 | $411 | $411 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,259 | $2,915 |
Total Monthly Payment | $2,748 | $2,745 | $3,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.