Your private retreat in the Delhi School District is waiting. Down a town-maintained road (that turns into a seasonal road beyond this address) sits a country Dutch Colonial with distinctive flared roof eaves in the middle of a beautiful 21. 81 acre lot. Not visible from the road, you approach the home via a curved driveway cut through the forest. The lot offers a blend of open space with a nice acre-sized lawn accented by a small pond and maturing woodlot. Recently renovated and move-in ready, the home features a brand-new metal roof, fresh exterior paint, and new decks that invite you to soak in the picturesque views of the surrounding landscape. The first floor is spacious with a 600+ square foot kitchen and dining area, plus a bonus entrance/office space. The front living room has windows that look out over the lawn to the pond. A back family room could become a larger home ZoomRoom / dedicated office, or even additional 1st floor sleeping space. The 1st floor laundry, half bath, and hallway to the rear porch are an added convenience. Upstairs, you'll find a primary bedroom complete with a newly updated private deck, plus two guest bedrooms, each with good-sized closets. The center full bathroom is a comfortable 50+ square feet with tub-shower, vanity , linen closet and toilet. Hardwood flooring in the bedrooms and living spaces, plus easy-care linoleum in the kitchen / dining areas. Anderson crank-out windows, solid oak kitchen cabinets, and newer kitchen appliances. The home is built on a high-ceilinged, poured concrete foundation with a one-car-sized roll-up door garage for easy access and great storage for atvs and lawn tools. A fuel-efficient oil heating system. Located in the highly regarded Delaware Academy School District, minutes to Delhi and Oneonta, and under 3 hours to the GWB.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,466 | $1,465 | $1,894 |
Total Monthly Payment | $1,541 | $1,540 | $1,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.