Stunning 5-bedroom, 3-bathroom home with a 3-car garage, offering 2, 946 square feet of living space in the desirable, gated community of Heritage Isles. Step through the French door entryway into a bright and welcoming foyer with tile floors. The open-concept living and dining areas feature rich laminate flooring, creating a seamless flow into the spacious family room. Here, you'll find a ceiling fan and glass sliders that lead to the fully fenced backyard, offering serene views of the conservation lot with no rear neighbors. The kitchen is designed for both style and function, boasting stainless steel appliances, dual ovens, an electric cooktop, and ample counter and storage space. A bar stool seating area adds versatility, perfect for casual dining. The first-floor bedroom is ideal for guests or a home office, with an ensuite bathroom featuring a walk-in shower and a spacious walk-in closet, with direct access to the laundry room. Upstairs, the master suite offers plush carpeting, a ceiling fan, and an expansive ensuite bathroom with dual vanities, a soaking tub, a walk-in shower, and a private commode. The large walk-in closet provides plenty of storage space. The additional three upstairs bedrooms also feature carpeting and ceiling fans, sharing a well-appointed guest bathroom with a shower/tub combo. This home has been thoughtfully updated by the seller, with improvements including new faucets throughout, updated light switches and outlets, automated sensor lights in bathrooms, smart thermostats on both AC units, new gutters, fresh paint, and modern ceiling fans and lighting fixtures. A keypad lock on the front door and bidets on all toilets add convenience and comfort. Resort-style amenities at Heritage Isles include a clubhouse, restaurant, Olympic-sized lap pool, community pool, golf course, tennis and volleyball courts, basketball courts, a playground, and a fitness center.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,818 | $3,576 |
Total Monthly Payment | $3,769 | $3,695 | $4,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.