Photos pre Helene - with more to come. Don't miss this incredible opportunity to personalize a stunning waterfront home on Island Estates, currently undergoing professional remediation after Hurricane Helene. This is your chance to design your dream space while enjoying the benefits of a fully renovated home (2022) with modern upgrades. This spacious 3-bedroom, 2. 5-bath pool home offers the best of Florida living. Key features include a private pool and an unimpacted dock with two boat lifts (20k and 12k lbs), providing direct access to open water. The home is equipped with hurricane impact doors and windows, plus a new hurricane-rated front entry door, offering peace of mind.
Inside, the thoughtfully designed split floor plan maximizes both privacy and functionality. The master suite is a serene retreat, complete with an ensuite bathroom, dual vanities, a large walk-in closet, and sliding hurricane impact doors that open to the pool and dock area. Across the home, a second bedroom also features an ensuite bathroom and walk-in closet, providing comfort and convenience for guests or family members. The living room offers flexibility with ample space for entertainment or a secondary dining area. Additional highlights include a brand-new main A/C system and a 2024 A/C unit in the master suite (valued at $6k). Compare the value of this home to vacant lot prices on Island Estates, which can reach up to $1. 5 million. Island Estates is a self-contained waterfront paradise, offering fine dining, a Publix grocery store, sushi restaurants, a deli/market, bar & grill, UPS store, nail salons, dry cleaners, an auto repair gas station, and the famous Clearwater Marine Aquarium. Plus, you're just a short walk, bike ride, or Jolley Trolley trip from the consistently #1 ranked Clearwater Beach. Don't miss out on this unique opportunity to make this Island Estates gem your own!
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Our Executive Mortgage Banker:
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$1,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.299% | 6.258% | 6.221% |
Monthly Tax Payment | $1,199 | $1,199 | $1,199 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,319 | $6,319 | $8,776 |
Total Monthly Payment | $7,643 | $7,643 | $10,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.