Home Sweet Home Ave. ! This warm and inviting mature Colonial welcomes you with open arms. The three-season front porch entry with new slider windows presents a bright and airy setting leading into the main living quarters. First floor delivers hardwoods in the living and dining rooms while showcasing tile flooring in the kitchen and half bath. Fully appliance kitchen with abundant cabinetry and access to the basement and backyard porch. Upper level delivers a generous size primary bedroom with a mirror slider door closet and attached extra room that can be utilized as an office or large walk-in closet. The secondary bed provides wall-to-wall carpeting with built-ins while the full bath includes tiled flooring and tub with shower. The basement includes a partially finished area with gas stove while the unfinished section allows for plenty of dry storage and a walkout to the backyard. Hot water tank (2024), Architect shingle roof (2012), Energy Audit blown-in insulation walls, ceilings and attic (2013), Thermo-pane windows throughout. This sidewalk lined neighborhood allows for easy accessibility to downtown shops, restaurants, groceries, banking, etc. This home provides affordability while awaiting your final touches! No FHA loans because of peeling paint on exterior siding.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Built-Ins,Wall/Wall Carpet | 9.0 x 11.0 | Upper |
Dining Room | Hardwood Floor | 11.0 x 11.0 | Main |
Full Bath | Tub w/Shower,Tile Floor | 6.0 x 8.0 | Upper |
Half Bath | Tile Floor | 5.0 x 5.0 | Main |
Kitchen | Tile Floor | 6.0 x 13.0 | Main |
Living Room | Hardwood Floor | 14.0 x 14.0 | Main |
Office | Wall/Wall Carpet | 7.0 x 8.0 | Upper |
Primary Bedroom | Wall/Wall Carpet | 10.0 x 17.0 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,170 | $1,169 | $1,484 |
Total Monthly Payment | $1,547 | $1,546 | $1,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.