MONTCLAIR LAKE TOWNHOMES AND VILLAS is a gated community built 2017 in the heart of Clearwater. An ideal location one block west from US 19 and Sunset Point Rd. and one block north of Montclair Rd. and Belcher Rd. This impressive "Condor" plan is a 3 bedroom 2 1/2 bath, 2 story townhome featuring an open living area to kitchen, informal dining, laundry/utility room, 1/2 bath, screened porch and attached 2 car garage TOGETHER WITH a generous "first-floor master bedroom" with en-suite bathroom complete with separate tub and shower, double vanities and walk-in closet. Second floor has two bedrooms on opposite ends looking out to the pond or the other to the rear yard area with a full bath in between, as well as a very large loft open area that can be used as a bonus room or recreational area for your family! A total of 2, 283 heated square feet. Kitchen features 42 inch espresso upgraded wood cabinetry, granite countertops, and stainless steel appliances. Laundry room is just off the kitchen with a full size washer and dryer. Wood plank style porcelain tile floor throughout the first floor living area, upgraded carpet in the first floor master bedroom, up the stairs and throughout the second floor. Master bathroom features porcelain tile flooring, bath and shower with espresso double vanity, granite counters, and a large walk-in closet. Hurricane shutters for all windows, impact-resistant 2 car garage door, Rheem high efficiency dual-zone heat pump/central air conditioning with programmable thermostat, three dimensional shingle roof, 8 foot doors on first floor. Recessed can lighting throughout living area, loft, and hallways. Amenities and services included by association include: landscaping and irrigation of all common areas, pool & clubhouse maintenance and management, dog park maintenance, recreation area maintenance, street light & curb maintenance, pond, gate and fountain maintenance. The community pool clubhouse/cabana has private restrooms and a small covered area with table, chairs, and lounge chaise next to the pool. Available December 5th.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,300
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,640 | $2,640 | $2,640 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $18 | $22 |
Total Monthly Payment | $93 | $93 | $97 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.