Location location. . . at a great price! Welcome to this charming raised ranch nestled in a peaceful, private area of Naugatuck, CT, situated on over an acre of serene land. This home offers 3 spacious bedrooms, 1. 5 baths, and more than 1400 square feet of total living space, perfect for an excellent starter home or for downsizing. The first floor boasts beautifully refinished hardwood floors throughout majority of the floor, LOOKS BRAND NEW! Complemented by a cozy kitchen with granite countertops, an island for entertaining or perfect for preparing meals. Looking outside the home from the kitchen you see the private yard. The main floor offers 3 good sized bedrooms with hardwood floors and a full bath. The formal dining room flows seamlessly into the living area, creating an inviting space for gatherings. Excellent floor for entertaining, yet privacy in the kitchen. You can even open it up to a massive open floor Step outside onto the brand new two-level deck, ideal for entertaining, a fantastic barbecue, yard games and enjoy stunning forest views in the private backyard. The partially finished basement is complete with a cozy wood-burning stove that provides ample heat during the colder months. You have a walk out to the deck as well. With many upgrades, this home is move-in ready and offers the perfect blend of comfort and functionality. New siding- new deck- roof in great shape, ample a parking, new mulch & landscaping done storage and privacy. . Don't miss out on this gem!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 11.9 | Upper |
Bedroom 2 | Hardwood Floor | 8.3 x 10.6 | Upper |
Dining Room | Ceiling Fan,Hardwood Floor | 9.1 x 12.0 | Upper |
Eat-In Kitchen | Breakfast Bar,Ceiling Fan,Dining Area,Tile Floor | 11.2 x 11.7 | Upper |
Living Room | Hardwood Floor | 11.1 x 12.8 | Upper |
Media Room | Wood Stove,Wall/Wall Carpet | 18.0 x 20.0 | Lower |
Primary Bedroom | Hardwood Floor | 11.1 x 15.2 | Upper |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,551 | $2,549 | $3,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.