Immaculate and impeccably maintained one-level living home that exudes pride of ownership throughout. Move-in ready, 3 bedroom ranch nestled in a quiet and quaint Riverside neighborhood with close access to highways- be in downtown Providence in less than 10 minutes. Updated eat-in-kitchen with ample cabinetry and pantry, dedicated dining room which opens to a large family room with corner brick fireplace. Updated full bathroom with double-sink vanity and tub/shower. Option for first floor laundry to deliver a full one-floor living experience. Gleaming hardwoods, bright bay window and replacement windows create an abundance of natural light. Full size basement with 2 finished rooms that could serve as bedrooms, office space, gym or bonus family room in addition to expansive storage and workshop space. Updated electrical, natural gas heating system (5 yrs) and hot water tank. Low maintenance exterior with young roof and vinyl siding. Newly installed tall vinyl fencing provides backyard privacy and secured playspace for children and pets. Shed for storing landscaping gear. One car attached garage with hybrid car charging station. Absolutely nothing to do but move in and make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,147 | $2,776 |
Total Monthly Payment | $2,597 | $2,595 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.