This one is a true gem! Located at 397 South Street in Brooklyn, this meticulously maintained 3-bedroom, 1. 5-bath ranch offers both charm and modern updates. The eat-in kitchen features beautiful maple cabinets, sleek granite countertops, and stainless steel appliances-perfect for both daily living and entertaining. Recent upgrades include a newer roof (2019), energy-efficient windows, solar panels (2020), and a finished basement (2023) making this home both stylish and sustainable. The partially finished walk-out basement provides extra living space with a convenient half bath, ideal for a family room, home office, or playroom. Step outside to enjoy the expansive backyard, offering endless possibilities for outdoor activities and relaxation with great crosswinds. A carport adds extra convenience protecting your vehicle from any elements with additional 3 plus parking spots. This home offers peaceful living while still being close to all local amenities. Discover today all this home has to offer!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Eat-In Kitchen | Ceiling Fan,Granite Counters,Tile Floor | Main |
Family Room | Lower | |
Living Room | Ceiling Fan,Wall/Wall Carpet | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,515 | $1,959 |
Total Monthly Payment | $1,876 | $1,875 | $2,319 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.